Exchange Traded Funds Appeal

Exchange Traded Funds Appeal

ETFs or Exchange Traded Funds have grown enormously in the last decade. Both their number and the money invested in them continue to increase. From around $50 billion invested ten years ago the total has grown to $472 billion now, in 494 funds, according to Lonsec...
Investment Outlook  

Investment Outlook  

Where should we invest now? The last financial year produced above average returns for people holding a diverse spread of investments, and from most investment sectors. That was a surprise considering the events the year produced, especially the Middle East conflict....
Planning and Managing Retirement Income  

Planning and Managing Retirement Income  

What is the greatest concern people approaching retirement have? There is little doubt it is “After my salary stops, where will my income come from, and will it be enough?” What is the most common concern for people already in retirement? The most likely answer is...
New Tax Rules Suit Managed Funds  

New Tax Rules Suit Managed Funds  

Prime Minister Albanese’s decision to tax capital gains the same as income has caused consternation, confusion and perhaps even a little chaos for people with significant assets. Add in the bans on negative gearing and the minimum thirty per cent tax on trust...
Wealth Building with Negative Gearing  

Wealth Building with Negative Gearing  

Buying an investment property has been a popular wealth building strategy for lots of people for many years. Once they have owned their home for a while and their equity in it has built up due to the loan reducing and the value rising, buying a second property makes...
Super Rule Changes, or Not  

Super Rule Changes, or Not  

At this time of year the changes to superannuation that began from July 1 are usually a good topic for discussion. However this year it’s the changes that didn’t happen that are most newsworthy. The changes that did happen are worth noting. The limits on contributions...