Investor Responses to the Budget  

Investor Responses to the Budget  

Unusually this year the Federal Budget includes major changes for investors. Capital gains will be taxed more heavily in some cases and negative gearing of existing properties will be banned. How should they respond? Currently half of capital gains pass tax free. Only...
Investment Fundamentals Sound

Investment Fundamentals Sound

If we made our investment decisions based on the headlines we would be unlikely to ever invest. Currently the media is highlighting the Iran War, the closure of a critical shipping route, higher oil prices, increasing inflation and rising interest rates, all meaning...
Choosing Investments Now  

Choosing Investments Now  

The outlook for shares and other investments is always uncertain. It’s just that at present it seems much more uncertain than usual. The Middle East conflict drags on. The Strait of Hormuz remains closed, so the world’s supply of oil, gas and fertilizer is sharply...
Building Future Retirement Income  

Building Future Retirement Income  

If concessional (tax-deductible) super contributions are the ideal way for people to boost their tax refunds, non-concessional (non-tax-deductible) contributions are the ideal way for people to boost their future retirement incomes.  Concessional contributions...
Tax Efficient Investments

Tax Efficient Investments

What are the most tax efficient investments for wealthier people? The best answers to that question have changed with rule changes in recent years. They will change again from July with the new taxes on large superannuation balances. Returns on investments held in...
Wartime Investments

Wartime Investments

The Iran War has some investors worrying whether they should switch to be more defensive. Since their October peak share markets have seen losses in November due to fears technology stocks were overvalued, then a recovery, then falls in January on fears of mass...