Retirement Funding Preferences

Retirement Funding Preferences

The best way to fund retirement continues to be a topic of debate. There is great appeal in the age pension. It is guaranteed by the Government and underwritten by its ability to collect taxes. Any politician who wants to reduce the pension does so at the risk of...
APRA Questions Industry Super Funds  

APRA Questions Industry Super Funds  

Industry superannuation funds continue to be questioned by regulators over aspects of their operation. The Australian Prudential Regulatory Authority (APRA) first raised concerns about the management of the funds as early as mid 2023. There is concern about the high...
Wealth Building Options

Wealth Building Options

There are several strategies commonly used by Australians to build their wealth. Some people have a clever idea for a business, see an opening in the market that isn’t being satisfied, or are just very passionate about their work. They take on the risk of failure and...
A Remarkable Year for Investors

A Remarkable Year for Investors

What a year 2024 has been. Most investments have performed extremely well despite continuing armed conflict overseas and surprising political developments. The typical diversified portfolio with up to seventy per cent in growth assets earned 19.7 per cent for the...
Generating Enough Retirement Income

Generating Enough Retirement Income

Have I saved enough to retire? How much income will I have in retirement? How long will my savings last? These are some of the common questions asked by people soon to retire, and recently retired. Most retirees will receive income from at least two sources, the age...
Give Children a Head Start

Give Children a Head Start

Many parents and grandparents have bank savings accounts set up to benefit their children and grandchildren. Usually they start small and have amounts added on birthdays and other occasions. The lead-up to Christmas is a good time to start or review these plans. The...