by orange_office | Apr 1, 2025 | Weekly Updates
Very few younger people make extra voluntary superannuation contributions. Yet it makes sense to add extra contributions because the amount channelled into super by retirement time converts into a totally tax-free investment paying a tax-free income. People fail to...
by orange_office | Mar 25, 2025 | Weekly Updates
Buying investments with borrowed money sounds like a high-risk strategy. What if the investment values collapse? You will still owe the money borrowed and the investments will be worth less than the amount borrowed. It could be a disaster. Something to avoid. Wait a...
by orange_office | Mar 4, 2025 | Weekly Updates
When bitcoin first appeared it was an odd curiosity that very few people took seriously. It was assessed as a fad that wouldn’t last. Yet strangely, it didn’t fade away as expected. Its price shot up, then collapsed as the critics predicted, to a fraction of its...
by orange_office | Feb 25, 2025 | Weekly Updates
The best way to fund retirement continues to be a topic of debate. There is great appeal in the age pension. It is guaranteed by the Government and underwritten by its ability to collect taxes. Any politician who wants to reduce the pension does so at the risk of...
by orange_office | Feb 20, 2025 | Weekly Updates
Industry superannuation funds continue to be questioned by regulators over aspects of their operation. The Australian Prudential Regulatory Authority (APRA) first raised concerns about the management of the funds as early as mid 2023. There is concern about the high...
by orange_office | Feb 11, 2025 | Weekly Updates
There are several strategies commonly used by Australians to build their wealth. Some people have a clever idea for a business, see an opening in the market that isn’t being satisfied, or are just very passionate about their work. They take on the risk of failure and...