Tax Efficient Investments

Tax Efficient Investments

What are the most tax efficient investments for wealthier people? The best answers to that question have changed with rule changes in recent years. They will change again from July with the new taxes on large superannuation balances. Returns on investments held in...
Wartime Investments

Wartime Investments

The Iran War has some investors worrying whether they should switch to be more defensive. Since their October peak share markets have seen losses in November due to fears technology stocks were overvalued, then a recovery, then falls in January on fears of mass...
Relieving Financial Pressure and Saving  

Relieving Financial Pressure and Saving  

A quick online search for information about the savings Australians hold produces some alarming figures. Approximately 8 per cent of adults have no savings whatsoever. About 15 per cent have less than $100 in the bank. A total of 40 per cent of people have less than...
The Best Use of Surplus Income  

The Best Use of Surplus Income  

At some stage in life most people experience the relief of having surplus income, that is, income not needed to pay rent or mortgage, buy groceries, raise children or pay for essentials. It can come about due to pay rises, paying off a credit card or personal loan, or...
War Disrupts Investment Outlook

War Disrupts Investment Outlook

If we thought we had an idea of how financial markets and investments might perform this year that has just been upended. The bombing in Iran and new conflict has introduced a new source of uncertainty. It is unlikely to result in peace, as the US hopes, in the short...