Investor Responses to the Budget  

Investor Responses to the Budget  

Unusually this year the Federal Budget includes major changes for investors. Capital gains will be taxed more heavily in some cases and negative gearing of existing properties will be banned. How should they respond? Currently half of capital gains pass tax free. Only...
Investment Fundamentals Sound

Investment Fundamentals Sound

If we made our investment decisions based on the headlines we would be unlikely to ever invest. Currently the media is highlighting the Iran War, the closure of a critical shipping route, higher oil prices, increasing inflation and rising interest rates, all meaning...
Choosing Investments Now  

Choosing Investments Now  

The outlook for shares and other investments is always uncertain. It’s just that at present it seems much more uncertain than usual. The Middle East conflict drags on. The Strait of Hormuz remains closed, so the world’s supply of oil, gas and fertilizer is sharply...
Building Future Retirement Income  

Building Future Retirement Income  

If concessional (tax-deductible) super contributions are the ideal way for people to boost their tax refunds, non-concessional (non-tax-deductible) contributions are the ideal way for people to boost their future retirement incomes.  Concessional contributions...
Plan Now Before July Retirement  

Plan Now Before July Retirement  

July is the most popular time of year to retire as new retirees can receive their unused leave payout in a new financial year in which they may have little other income, and so pay less tax on that leave pay. Whether people are considering retiring this July or next,...