Relieving Financial Pressure and Saving  

Relieving Financial Pressure and Saving  

A quick online search for information about the savings Australians hold produces some alarming figures. Approximately 8 per cent of adults have no savings whatsoever. About 15 per cent have less than $100 in the bank. A total of 40 per cent of people have less than...
Retirement Planning and Interest Rates

Retirement Planning and Interest Rates

People planning to retire at the end of this year received a bit of apparent good news last week. Interest rates are now not likely to fall much further. Investing in bank deposits for income is likely to be more rewarding than had been anticipated.  The...
Aged Care Fees Are Changing

Aged Care Fees Are Changing

Aged care fees are changing from 1st November. The substantial, and deserved, big pay rise for aged care staff a couple of years ago now means many aged care providers are running at a loss according to the industry association. Increased fees are necessary and are...
Accessing Super Before Retiring

Accessing Super Before Retiring

Superannuation is designed for retirement, but access to it isn’t limited strictly to being retired. Partial access is allowed earlier. Unrestricted access to super is available any time after age sixty if retired, and from age 65 if still working. However from age...
Responding to the Trump Volatility  

Responding to the Trump Volatility  

Financial markets have suddenly hit a rough patch. There was a peak in share prices in late January and values have been volatile since. The last couple of weeks have seen a sharp fall. Of course, this volatility began when Donald Trump took office as US President....
How Long Will Trump Honeymoon Last  

How Long Will Trump Honeymoon Last  

When newly elected politicians take office they invariably enjoy a honeymoon period. We elected them so we continue to believe they will do what they said they would, and those actions will benefit us. The honeymoon period continues until it becomes clear the benefits...