Most people start their working lives sometime in their 20s, and in Australia, under employment legislation, your employer is expected to contribute to your super fund. What tends to happen then, is that most people just put superannuation out of their minds.READ MORE
For many people, turning 50 signals the beginning of last decade or so, of their working lives. For this reason, it’s a great time to take stock, and if you don’t already have a financial planner, think about engaging one.READ MORE
Accountants and financial planners are not the same. The question most people ask, is do I need both?
The key difference between the two is this: An accountant looks backwards, while a Financial Planner looks forwards.
With the end of the financial year now only about seven weeks away now is the time to plan tax deductions so as to reduce tax and maybe earn a refund for this financial year.READ MORE
It is surprising and disappointing that large, respected financial institutions like the four major banks and AMP are guilty of such poor behaviour prioritising their own interests. There is no excuse for the poor quality advice, especially where clients have suffered serious losses. Those responsible should be punished with the full force of the law. But many advisors provide good quality advice.READ MORE
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