MoneyLink Articles

Few Profits 2018

Calendar year 2018 finished badly as far as most investors are concerned. Whether you were trying to boost your savings, grow your superannuation or keep your retirement income plan above water it was hard to make money, unlike the profitable 2017.

Festive Season Financial Hangover?

According to a pre-Christmas survey by Finder.com.au, Australians planned to spend about $25 billion this Christmas. The likelihood though, is that they will spend more. Last year, as a nation we racked up $28 billion in spending.

Financial Decisions at Christmas

With Christmas almost upon us financial considerations are about to give way to fun times with family and friends. Yet many of us still have important decisions to make.

Monthly Budget

Whether you use a spreadsheet, an app, budgeting software or do it the old fashioned way with a pen and paper, it’s important to keep track of your money if you want to stay in control, especially during the ‘Silly Spending Season’.

Australia – Lucky Country

The economy grew by more than 3 per cent last year, and is predicted to continue.
Employment is increasing and interest rates remain low. These are good conditions that raise everyone’s living standards and should give investors confidence.

Dreaming of a debt-free Christmas

Christmas is a crazy time of year for haemorrhaging cash. But it doesn’t have to be this way. You can keep your spending in check and your financial goals on track.

First Home Super Saver - tips and traps

The First Home Super Saver Scheme (FHSS) was introduced by the Federal Government in the last budget as a measure to assist with housing affordability and to help first time buyers get ahead with saving a deposit. It lets people save from their pre-tax income via super, rather than their after-tax income. Which, in theory makes saving a little easier. And it is a good idea, but there’s a lot of fine print to be navigated.


Some people are afraid of debt and shouldn’t be. Others aren’t afraid of debt and should be. We have heard the saying “debt is a good servant but a bad master”. It pays to have a clear understanding of how to use debt for good and how to avoid its potential traps.

Now is the time to budget for Christmas

With Christmas looming, now is the time to think about allocating yourself a budget. Too many Aussies get themselves into unnecessary debt during the festive season. Here how you can avoid the money trap.

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