Choosing Investments Now  

Choosing Investments Now  

The outlook for shares and other investments is always uncertain. It’s just that at present it seems much more uncertain than usual. The Middle East conflict drags on. The Strait of Hormuz remains closed, so the world’s supply of oil, gas and fertilizer is sharply...
Building Future Retirement Income  

Building Future Retirement Income  

If concessional (tax-deductible) super contributions are the ideal way for people to boost their tax refunds, non-concessional (non-tax-deductible) contributions are the ideal way for people to boost their future retirement incomes.  Concessional contributions...
Tax Efficient Investments

Tax Efficient Investments

What are the most tax efficient investments for wealthier people? The best answers to that question have changed with rule changes in recent years. They will change again from July with the new taxes on large superannuation balances. Returns on investments held in...
Wartime Investments

Wartime Investments

The Iran War has some investors worrying whether they should switch to be more defensive. Since their October peak share markets have seen losses in November due to fears technology stocks were overvalued, then a recovery, then falls in January on fears of mass...
The Best Use of Surplus Income  

The Best Use of Surplus Income  

At some stage in life most people experience the relief of having surplus income, that is, income not needed to pay rent or mortgage, buy groceries, raise children or pay for essentials. It can come about due to pay rises, paying off a credit card or personal loan, or...
War Disrupts Investment Outlook

War Disrupts Investment Outlook

If we thought we had an idea of how financial markets and investments might perform this year that has just been upended. The bombing in Iran and new conflict has introduced a new source of uncertainty. It is unlikely to result in peace, as the US hopes, in the short...