International Shares Outperform

International Shares Outperform

Australian share investments have had a good run lately with the market at record levels. For the twelve months to the end of October the All Ordinaries Total Return Index (includes dividends) earned 25.4 per cent according to Lonsec Research. This abnormally high...
When the Salary Stops

When the Salary Stops

Christmas is a popular time to retire, on completion of another year of labour. The big challenge for intending retirees is the transition from having a regular salary income to not having one. Setting up a reliable alternative income is essential. Those considering...
Effect of US Election on Australia

Effect of US Election on Australia

The re-election of Donald Trump as US President surprised many. He is seen as a major disrupter of the status quo. Since the result, analysts and commentators have been trying to predict the effect on Australia’s economy and investments. One theory says US inflation...
Planning Retirement Income

Planning Retirement Income

How much should people spend in retirement? There have been claims that many retirees should spend much more of their savings than they do. One Government report says retirees do not spend down their savings for many reasons, and it is unclear which are the most...
RBA Actions Will Help Bring Better Times

RBA Actions Will Help Bring Better Times

The Reserve Bank of Australia has attracted quite a bit of criticism lately for its insistence that interest rates aren’t coming down. In fact the RBA’s public statements show little sympathy and suggest rate cuts are quite a way off yet. As a group, central banks...
Principles for Investing

Principles for Investing

Whether you are young and ambitious, or older and newly serious about building wealth, there are lessons to follow that can help. AMP Chief Economist Shane Oliver recently wrote of the things he has found to be the best guiding principles to investing over forty...