by orange_office | Nov 5, 2024 | Blogs
How much should people spend in retirement? There have been claims that many retirees should spend much more of their savings than they do. One Government report says retirees do not spend down their savings for many reasons, and it is unclear which are the most...
by orange_office | Oct 15, 2024 | Blogs
The Reserve Bank of Australia has attracted quite a bit of criticism lately for its insistence that interest rates aren’t coming down. In fact the RBA’s public statements show little sympathy and suggest rate cuts are quite a way off yet. As a group, central banks...
by orange_office | Oct 9, 2024 | Blogs
Whether you are young and ambitious, or older and newly serious about building wealth, there are lessons to follow that can help. AMP Chief Economist Shane Oliver recently wrote of the things he has found to be the best guiding principles to investing over forty...
by orange_office | Oct 7, 2024 | Blogs
People in the final decade of their working lives often worry about whether they will be able to get to a comfortable retirement. What can they do to ensure they reach that goal? How much savings will they need to retire with financial security? How much longer will...
by orange_office | Sep 18, 2024 | Blogs
Intergenerational jealousy seems to be on the rise lately. The baby boomers are being accused of stacking the financial world in their own favour and hoarded their wealth. It’s clear the older generation has messed up the housing market badly, with a system unable to...
by orange_office | Sep 11, 2024 | Blogs
When will we see a cut in interest rates? Borrowers with large mortgages are particularly keen to know. The surprising answer is that some cuts have already occurred. All the major banks have reduced the rates they pay on term deposits. Whereas twelve month deposits...
