Profit from Inflation

Profit from Inflation

Inflation continues to be a central theme in Australian life. We must all find more dollars to meet the rising cost of living. The people most affected are those with variable rate loans, particularly large mortgages. Could inflation be a benefit to anyone? Is there...
Act Now to Save Tax

Act Now to Save Tax

The end of the financial year is now very close. It’s time to action strategies that will save tax and improve personal finances. Superannuation related strategies require that contributions be in the fund on June 30. Anyone under age 65, whether working or not, can...
Shares Should Hold Up  

Shares Should Hold Up  

Australian inflation has peaked and is declining. Unless there is a big wage breakout that should continue. Interest rates are also at or very close to their peak. Retail sales data shows the Australian economy is beginning to slow. How much will it slow? Some...
Interest Rate Peak?

Interest Rate Peak?

Are interest rates at their peak? The Reserve Bank paused rates in April before raising a quarter per cent in May in anticipation of a spending-focused Federal Budget. The Budget was actually quite constrained, providing only limited extra welfare support. Inflation...
Investment Options for Retirees

Investment Options for Retirees

July is a popular time of year to retire as unused annual and long service leave pay will be received in a new financial year in which taxable income will usually be low. Tax will be deducted from payments at source but will be refunded once tax returns are submitted....
Coping With Bigger Loan Payments

Coping With Bigger Loan Payments

Borrowers all around the country will be very keen to know if the latest Reserve Bank interest rate increase will be the last. Are we there yet? There is a good chance that we are. When announcing the last rate rise the RBA Governor said sternly that we shouldn’t be...
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