A Remarkable Year for Investors

A Remarkable Year for Investors

What a year 2024 has been. Most investments have performed extremely well despite continuing armed conflict overseas and surprising political developments. The typical diversified portfolio with up to seventy per cent in growth assets earned 19.7 per cent for the...
Generating Enough Retirement Income

Generating Enough Retirement Income

Have I saved enough to retire? How much income will I have in retirement? How long will my savings last? These are some of the common questions asked by people soon to retire, and recently retired. Most retirees will receive income from at least two sources, the age...
Give Children a Head Start

Give Children a Head Start

Many parents and grandparents have bank savings accounts set up to benefit their children and grandchildren. Usually they start small and have amounts added on birthdays and other occasions. The lead-up to Christmas is a good time to start or review these plans. The...
International Shares Outperform

International Shares Outperform

Australian share investments have had a good run lately with the market at record levels. For the twelve months to the end of October the All Ordinaries Total Return Index (includes dividends) earned 25.4 per cent according to Lonsec Research. This abnormally high...
When the Salary Stops

When the Salary Stops

Christmas is a popular time to retire, on completion of another year of labour. The big challenge for intending retirees is the transition from having a regular salary income to not having one. Setting up a reliable alternative income is essential. Those considering...
Effect of US Election on Australia

Effect of US Election on Australia

The re-election of Donald Trump as US President surprised many. He is seen as a major disrupter of the status quo. Since the result, analysts and commentators have been trying to predict the effect on Australia’s economy and investments. One theory says US inflation...
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