The Best Time to Retire

The Best Time to Retire

Thinking of retiring in the next few years? When is the best time of year to retire? There are several possible answers to that. Many people prefer Christmas time. Why not complete a year of work in mid-December, go on a long holiday break, then start a new chapter of...
Trump Tariffs Trigger Investment Trauma   

Trump Tariffs Trigger Investment Trauma   

By now retirees and investors will be well aware of the trauma US President Trump’s tariffs are causing to their investments. Many super fund members may not be as aware that their accounts have also been seriously affected. The values of most super accounts have...
Catch Up on Super Contributions  

Catch Up on Super Contributions  

Very few younger people make extra voluntary superannuation contributions. Yet it makes sense to add extra contributions because the amount channelled into super by retirement time converts into a totally tax-free investment paying a tax-free income. People fail to...
Build Wealth by Borrowing to Invest

Build Wealth by Borrowing to Invest

Buying investments with borrowed money sounds like a high-risk strategy. What if the investment values collapse? You will still owe the money borrowed and the investments will be worth less than the amount borrowed. It could be a disaster. Something to avoid. Wait a...
Accessing Super Before Retiring

Accessing Super Before Retiring

Superannuation is designed for retirement, but access to it isn’t limited strictly to being retired. Partial access is allowed earlier. Unrestricted access to super is available any time after age sixty if retired, and from age 65 if still working. However from age...