Accessing Super Before Retiring

Accessing Super Before Retiring

Superannuation is designed for retirement, but access to it isn’t limited strictly to being retired. Partial access is allowed earlier. Unrestricted access to super is available any time after age sixty if retired, and from age 65 if still working. However from age...
Responding to the Trump Volatility  

Responding to the Trump Volatility  

Financial markets have suddenly hit a rough patch. There was a peak in share prices in late January and values have been volatile since. The last couple of weeks have seen a sharp fall. Of course, this volatility began when Donald Trump took office as US President....
Bitcoin is Here to Stay  

Bitcoin is Here to Stay  

When bitcoin first appeared it was an odd curiosity that very few people took seriously. It was assessed as a fad that wouldn’t last. Yet strangely, it didn’t fade away as expected. Its price shot up, then collapsed as the critics predicted, to a fraction of its...
Retirement Funding Preferences

Retirement Funding Preferences

The best way to fund retirement continues to be a topic of debate. There is great appeal in the age pension. It is guaranteed by the Government and underwritten by its ability to collect taxes. Any politician who wants to reduce the pension does so at the risk of...
APRA Questions Industry Super Funds  

APRA Questions Industry Super Funds  

Industry superannuation funds continue to be questioned by regulators over aspects of their operation. The Australian Prudential Regulatory Authority (APRA) first raised concerns about the management of the funds as early as mid 2023. There is concern about the high...