Financial Rule Changes

Financial Rule Changes

A new financial year usually brings changes to tax, superannuation and Centrelink rules. That’s true again this new year. There are income tax cuts for all, in the form of the Stage 3 tax cuts legislated several years ago, but then recently reduced for higher earners...
Annuities Can Mean More Age Pension

Annuities Can Mean More Age Pension

Over recent years some public policymakers have said retirees underspend in retirement. Studies have shown many people still have most of their superannuation and investments when they pass away. They have not run their savings down living well. In order to get...
Last Minute Tax Saving Checklist

Last Minute Tax Saving Checklist

With only a week to go until the end of the financial year it’s now time to check all those last-minute tax saving actions have been completed. Whether its super contributions, pre-paying expenses such as investment loan interest, or donations, there are many...
Consider A Super Investment

Consider A Super Investment

What is the best long-term investment for medium to large sums of money? There is no simple answer to that question because it depends on each person’s individual circumstances. However, superannuation has to be one of the best options for many people, because it is...
Borrow to Buy Appreciating Assets

Borrow to Buy Appreciating Assets

There is little alternative for young people to acquire the things they need than borrowing – for a car, household appliances, and in time a home. They then aim to pay those debts off and usually try to avoid or minimise further borrowing. That isn’t always smart....
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