Planning Retirement  

Planning Retirement  

July is the most popular time of year to retire. People finishing up then receive their final payments for unused long service and annual leave in a new financial year, meaning they will usually pay less tax on them. People planning to retire this July may have a...
Cash Is Gradually Devaluing

Cash Is Gradually Devaluing

At the time of the European Debt Crisis about 2010 an Australian lady of Greek origin inherited some money and came to see me about investing it. She mentioned that her sister who lived in Greece had inherited a similar amount. I asked what the sister was going to do...
Plan to Avoid Super Inheritance Tax  

Plan to Avoid Super Inheritance Tax  

Some weeks ago this column covered the opportunity to build up superannuation balances using non-concessional contributions, especially for those approaching retirement and recently retired. These contributions also provide another valuable opportunity – to reduce...
Building Wealth for Young People

Building Wealth for Young People

Some young adults are ambitious and prepared to take risks to build wealth early. What are their options? One approach that may not require a lot of capital if they are very lucky is to buy small company shares that may one day make the big time. This is very risky....
Make the Most of Super Contributions  

Make the Most of Super Contributions  

The end of the financial year is now only seven weeks away. June 30 is a key date for superannuation contributions. There are steps people can take before that date to maximise their super balances, that will no longer be possible after June 30. As people get closer...