What Isn’t Indexed to Inflation

What Isn’t Indexed to Inflation

Australians have been reacquainted with high inflation. We were used to fifteen per cent inflation and seventeen per cent interest rates in the 1980’s. For the last calendar year inflation was 7.8 per cent, up from 7.3 per cent for the year ended September. The figure...
The Resumption of Normal

The Resumption of Normal

The last few years have been abnormal in so many ways. Covid brought lockdowns to minimise deaths and hospital overload, working from home, online shopping, factory closures especially in China, and shortages of many things. We’ve had abnormally low interest rates for...
The Inflation Challenge

The Inflation Challenge

The latest headline inflation figures announced recently for the period to December were higher than expected. This is important because it affects interest rates. They in turn affect most aspects of the economy – home loan rates, business borrowing costs, employment...
Financial Housekeeping in a New Year

Financial Housekeeping in a New Year

The holiday season spending is done. For families the back-to-school costs for the kids are biting now. The school fees will be due soon. The finances are tight. High inflation has made it tougher than usual. However, with a bit of luck, the financial pressures should...
Rates to Peak, Better Returns Ahead

Rates to Peak, Better Returns Ahead

As noted last week 2022 was a very disappointing year for investors. The typical diversified investment portfolio lost about eight per cent according to research firm Lonsec. The main cause of the problems was the fastest interest rate increases since 1994 to combat...
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