Pre-retirement Pension Opportunities

Pre-retirement Pension Opportunities

Pre-retirement pensions are available from age sixty but aren’t widely used as most people don’t need the income they provide while still working. However these pensions offer quite a range of opportunities. People who are fully retired can use their superannuation to...
Investment Outlook Sound

Investment Outlook Sound

As discussed previously, returns from most investments, superannuation and managed funds were quite good for the last financial year. Australian and international shares, property and infrastructure all did well. Values continued to rise in July. The outlook is never...
Questions Over Super Fund Values

Questions Over Super Fund Values

In April this column wrote about doubts over the accuracy of the valuations of some super fund investments, and so members accounts. Back then the Australian Prudential Regulatory Authority (APRA) had concerns that some funds may be overvaluing their unlisted assets...
Salary Sacrifice for a Better Retirement  

Salary Sacrifice for a Better Retirement  

A salary sacrifice plan to save tax and boost super benefits can be started at any time, but the beginning of a new financial year is best. That gives a benefit for the whole year. If a person sacrifices $100 per week of salary, over $5,000 extra is contributed....
Good Investment Returns Last Year

Good Investment Returns Last Year

The figures for 2022-23 are in. Most investment returns for the last financial year look surprisingly good. The average return on a typical diversified portfolio was 9.4 per cent according to investment research firm Lonsec. That is for a mix of 70 per cent growth...
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