Relieving Financial Pressure and Saving  

Relieving Financial Pressure and Saving  

A quick online search for information about the savings Australians hold produces some alarming figures. Approximately 8 per cent of adults have no savings whatsoever. About 15 per cent have less than $100 in the bank. A total of 40 per cent of people have less than...
The Best Use of Surplus Income  

The Best Use of Surplus Income  

At some stage in life most people experience the relief of having surplus income, that is, income not needed to pay rent or mortgage, buy groceries, raise children or pay for essentials. It can come about due to pay rises, paying off a credit card or personal loan, or...
War Disrupts Investment Outlook

War Disrupts Investment Outlook

If we thought we had an idea of how financial markets and investments might perform this year that has just been upended. The bombing in Iran and new conflict has introduced a new source of uncertainty. It is unlikely to result in peace, as the US hopes, in the short...
The First Home Challenge  

The First Home Challenge  

Recently I spoke to a young woman who has just bought her first block of land and went to see a builder about building a house on it. The land is on the edge of town adjoining undeveloped rural land. The builder said she would need to submit a DA, a development...
Personal Insurance Provides Security

Personal Insurance Provides Security

How much is the average default life insurance cover included in a younger working person’s superannuation? It varies but is probably around $150,000. How much is the average mortgage of a young homeowner? Probably around $500,000 to $700,000. So, if they die or are...