Catch Up on Super Contributions  

Catch Up on Super Contributions  

Very few younger people make extra voluntary superannuation contributions. Yet it makes sense to add extra contributions because the amount channelled into super by retirement time converts into a totally tax-free investment paying a tax-free income. People fail to...
Build Wealth by Borrowing to Invest

Build Wealth by Borrowing to Invest

Buying investments with borrowed money sounds like a high-risk strategy. What if the investment values collapse? You will still owe the money borrowed and the investments will be worth less than the amount borrowed. It could be a disaster. Something to avoid. Wait a...
Accessing Super Before Retiring

Accessing Super Before Retiring

Superannuation is designed for retirement, but access to it isn’t limited strictly to being retired. Partial access is allowed earlier. Unrestricted access to super is available any time after age sixty if retired, and from age 65 if still working. However from age...
Responding to the Trump Volatility  

Responding to the Trump Volatility  

Financial markets have suddenly hit a rough patch. There was a peak in share prices in late January and values have been volatile since. The last couple of weeks have seen a sharp fall. Of course, this volatility began when Donald Trump took office as US President....
Bitcoin is Here to Stay  

Bitcoin is Here to Stay  

When bitcoin first appeared it was an odd curiosity that very few people took seriously. It was assessed as a fad that wouldn’t last. Yet strangely, it didn’t fade away as expected. Its price shot up, then collapsed as the critics predicted, to a fraction of its...